Turning 65
What are My Choices?
1. Enroll into Medicare by Itself
* You will be responsible for All CoPays, Deductibles, and
20% of Part B Services
2A. (Option 1) Add a Supplement and a Part D Plan
2B. (Option 2) Enroll into a Medicare Advantage Plan
3. Enroll into Part A & Use Company Benefits for Part B
* If your company benefits are below 133% of the Federal
Poverty Level
4. If in Medicaid, use designated plans.
* Must qualify by being at / or below 133% of the Federal
Poverty Level
There are 2 main ways to get your Medicare Coverage
- Original Medicare includes Hospital (Part A) and Medical (Part B) insurance. If you want drug coverage, you can add a separate drug plan (Part D). You can also add a Medicare Supplement Insurance (Medigap) policy to help pay your out-of-pocket costs.
- Medicare Advantage is an all-in-one alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D.
Most plans offer extra benefits— like vision, hearing, dental, and more.
Your decision should be based on the following factors
